Mutual Fund are pure investments. ULIP are combination of Insurance and Investment.
First question that we need to answer while buying ULIP is - Do I need to buy insurance?
1) Does the person seeking insurance have any financial liabilities? 2) If something happens to the person, Is there someone who can be in a financial crisis?
1) Insurance ULIPs provide you with insurance cover. MFs don’t provide you with insurance cover.
A point in favor of ULIPs. But let me tell you that you don’t get this insurance cover for free. Mortality charges (i.e. the price you pay for the insurance cover) get deducted from your investment.
2) Entry Load ULIPs generally come with a huge entry load. For different schemes, this can vary between 5 to 40% of the first years premium. MFs do not have any entry load.
Tax saving MF ( Popularly called as Equity Linked Saving Scheme or ELSS) come with a lock-in period of 3 years. Other MFs don’t have a lock-in period. Again MFs have advantage over ULIPs. ULIPs do allow you to take money out prematurely but they also put penalties on you for doing that.
The good news is, since you own part of the company, you are entitled to a share in its profits.
The bad news is that you are also expected to bear the losses, if any.
2. In the short-run, the price of the share can wildly fluctuate
Let's say the company fixes the price of each share at Rs 10. This is called the face value of the share.
When the share is traded in the stock market, this value may go up or down depending on supply of and demand for the stock.
If everyone wants to buy the shares, the price will go up. If nobody wants to buy the shares, and many want to sell them, the price will fall.
The value of a share in the market at any point of time is called the 'price of the share' or the 'market value of a stock'.
A share with a face value of Rs 10 may be quoted at Rs 55 (higher than the face value) or even Rs 9 (lower than the face value).
So you might have paid Rs 15 for a share which is now quoting at Rs 12. Don't panic and sell. If it is a good company, the share price will eventually rise.
The prices will get influenced by the market sentiment and the general direction of the market. As a result, you may see short-term slumps.
4. Decide how much you want to invest
5. Don't rely solely on 'good advice'
It doesn't matter who is buying the stock or who is recommending it. Steer clear of such ways of making a fast buck. These tips will land you in a soup.
When you hear of a 'hot tip', dig further.
6.. There are many things to remember when you buy shares. stop loss, short sell, Intraday, Delivery, Cash trade e.t.c.
SHOWTASKGRID FUNCTION MAKES THE GRIDPANEL WHICH USES STORE OR RECORDSET IS SIMPLEDATASTORE, SHOW THE COLOUMN MODEL USES THE ROW SELECTION MODEL FOR SHOWING THE UPDATE FORM AND DOING THE DELETE OPERATION , IN FBAR I HAVE GIVEN THE BUTTONS FOR ADD UPDATE ,REFRESH, CLEAR GROUPING AND FOR LOGOUT ,I HAVE GIVEN FUNCTIO FOR DELETERECORD WHICH IS USED FOR DELETED THE RECORD AND MAKE NEW EXT.WINDOW AND ASSING THE GRID VARIABLE IN THE ITEMS OF WINDOW ... BY THIS GRID WILL BE SHOWN IN THE WINDOW....
} } ] }); function deleteRecord(btn) { if(btn=='yes') {
//returns record objects for selected rows (all info for row) var selectedRows = grid.selModel.selections.items;
//returns array of selected rows ids only var selectedKeys = grid.selModel.selections.keys;
//note we already did an if(selectedKeys) to get here
//encode array into json var encoded_keys = Ext.encode(selectedKeys); //submit to server Ext.Ajax.request( //alternative to Ext.form.FormPanel? or Ext.BasicForm.submit { //specify options (note success/failure below that receives these same options) waitMsg: 'Saving changes...', //url where to send request (url to server side script) url: 'deletetask.php',
//params will be available via $_POST or $_REQUEST: params: { task: "delete", //pass task to do to the server script companyID: selectedKeys//the unique id(s)
},
/** * You can also specify a callback (instead of or in * addition to success/failure) for custom handling. * If you have success/failure defined, those will * fire before 'callback'. This callback will fire * regardless of success or failure.*/ callback: function (options, success, response) { if (success) { //success will be true if the request succeeded Ext.MessageBox.alert('OK','record deleted');//you won't see this alert if the next one pops up fast var json = Ext.util.JSON.decode(response.responseText);
//need to move this to an after event because //it will fire before the grid is re-rendered //(while the deleted row(s) are still there Ext.MessageBox.alert('OK', ' record(s) deleted.');
//You could update an element on your page with //the result from the server //(e.g.) //var total = Ext.get('total'); //total.update(json.sum);
//the function to be called upon failure of the request (server script, 404, or 403 errors) failure:function(response,options){ Ext.MessageBox.alert('Warning','Oops...'); //ds.rejectChanges();//undo any changes }, success:function(response,options){ //Ext.MessageBox.alert('Success','Yeah...'); //commit changes and remove the red triangle which //indicates a 'dirty' field grid.getStore().removeAll(); grid.getStore().load(); } } //end Ajax request config );// end Ajax request initialization };//end if click 'yes' on button }; // end deleteRecord SimpleDataStore.load();
var wingrid = new Ext.Window({ title: 'Task Manager', id:Ext.id(), closable:false, width:1200, height:700, minWidth: 300, minHeight: 200, //border:false, layout:'fit',
items: grid }); wingrid.show(this); } FOR MAKING THE GROUPING STORE IN EXTJS I HAVE USED THE FOLLOWING CODE
var SimpleDataStore = new Ext.data.GroupingStore({ proxy: new Ext.data.HttpProxy({ url: 'tasklist.php', method: 'POST' }), reader: new Ext.data.JsonReader({
FOR OPENING THE FORM ON CLICK OF THE ADD BUTTON.....
USE THIS FUNCTION.....
function addTab(){ /*data store for project,employee,customer auttosuggest*/ var customer = new Ext.data.Store({ proxy: new Ext.data.HttpProxy({ url: 'customer.php' }), reader: new Ext.data.JsonReader({
}, [{name: 'customer'}, {name: 'customer'} ]) }); customer.load(); var project = new Ext.data.Store({ proxy: new Ext.data.HttpProxy({ url: 'project.php' }), reader: new Ext.data.JsonReader({
}, [{name: 'project'}, {name: 'project'} ]) }); project.load(); var employee = new Ext.data.Store({ proxy: new Ext.data.HttpProxy({ url: 'employee.php' }), reader: new Ext.data.JsonReader({
}); } win.show(this); } IN THIS FUNCTION FIRST I HAVE MAKE THREE DATA STORE FOR CUSTOMER,PROJECT,EMPLOYEE AUTO SUGGEST COMBO BOX IN THIS I WAS GETTING THE PROBLEM OF NOT GETTING THE DATA ON TYPING IN THE TEXT BOX THAN THROUGH SOME BLOG I GOT THE IDEA OF POSTING OF QUERY IN THE VALUE OF TEXT BOXT I GOT THAT IN THE POST VARIABLE THAN I QUERY WITH THAT POST VARIABLE WITH LIKE THAN MY PROBLEM IS SOLVED , THE CODOR HELPED ME IN SOLVING THIS PROBLEM THANKS TO HIM..
AFTER MAKING THIS AUTO SUGGEST I MAKED THE FORM PANEL IN WHICH ALL TEXT BOX AND AUTOSUGGEST I PUT THAN I MAKED NEW WINDOW AND ASSIGNED THE FORM SIMPLE VARIBLE TO WINDOW AND SHOWED IT ........
I HAVE MADED THE LOGIN LOGOUT FORM IN EXTJS IN THAT I GOT THE PROBLEM OF SESSION VARIBLE THAN I PUT THE ACTION ON LOGIN IS WINDOW.LOCATION TO ANOTHER PAGE THAN I GOT THE SESSION VARIABLE STOARGE
1.check broken link from http://www.dead-link-checker.com/en/ 2.check design all browser testing -every page 3.form submission and flow of dynamic website